The system where payment is only allowed by "designated means" is what all the other companies are using unless they're total morons.
But Sh*tty Coupang...
...uses the method: "Oh, you signed up for recurring payments with card 1, but card 1 is broke? We'll just swipe it from card 2 lol."
Yeah, you can cancel the recurring subscription, but taking money from a different card without consent like that? That's a system I've never effing seen before.
"Users are furious that Coupang, with its 'black-haired foreigner' vibes, plots brilliant new ways to drain your bank account—even using deleted card info—while maintaining trash-tier security and making membership cancellation impossible."
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